Debts

Free, confidential and independent advice is available from:

National Debtline, telephone 0808 8084000, Mon-Fri 9.00am to 9.00pm; Sat 9.30am to 1.00pm or see their website.

Consumer Credit Counselling Service (CCCS), telephone 0800 1381111, Mon-Fri 8.00am to 8.00pm or see their website.

Both agencies can provide lots of information on how to deal with debt, for example on budgeting, use of credit, writing to creditors and repayment plans.

There are plenty of places where you can get advice. All you have to do is take that first step and make contact.

Whatever you do

Don’t bury your head in the sand.

Problems don’t go away.

ACT NOW !  ASK FOR HELP!